Honda Finance PCP

Image explaining PCP finance

Image explaining PCP finance

Personal Contract Purchase is a flexible funding solution that delivers peace of mind by guaranteeing a future value for your car. PCP is designed to keep your monthly payments lower compared to other types of financing like Hire Purchase. To find out more, watch our PCP video below:

How it works

  1. Choose the car you want
  2. Agree on how much deposit you want to pay
  3. Estimate how many miles you will drive each year
  4. Consider how long you would like your agreement to run, between two and four years
  5. We will calculate your car's Guaranteed Future Value (GFV), this is what we predict your car will be worth at the end of the agreement, payment of the GFV is deferred until the end of the agreement
  6. Your monthly payments are worked out on the difference between the GFV and the price of the car once your deposit has been taken off and interest added. This means you have lower, fixed monthly repayments.

Once you've paid all your monthly payments, you have three choices:

  1. Retain: Pay the GFV and keep your Honda
  2. Return: Return your Honda at no extra charge
  3. Renew: Part exchange your Honda for a new one

*Terms and Conditions Apply. See Brochure download for full details.

Other Honda Finance products

Further Information

If you would like to discuss your finance requirements, please Contact our Sales Team, or call our Business Manager, Mark Hannay, on 01932 874411.

Authorised by the Financial Conduct Authority

Finance is only available to persons aged 18 or over, subject to status. Indemnities may be required in certain circumstances. All figures are correct at time of publication but may be subject to change. Trident Garages Ltd is authorised and regulated by the Financial Conduct Authority (Ref No 309382) for consumer credit purposes. We are a broker for finance and not a lender. Please be aware that lenders may pay us a commission for introducing you to them. This commission can be based on the amount you borrow on the vehicle you purchase. Different lenders may pay different commissions for such introductions. Any commission amounts lenders pay will not affect the amount that you pay under your finance agreement, all of which are set by the lender. Credit provided by Honda Finance Europe Plc. Cain Road, Bracknell, Berkshire RG12 1HL. Honda Finance Europe plc is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 312541.